For veterans

VA home loans for those who served.

VA loans are a home-loan benefit guaranteed by the U.S. Department of Veterans Affairs. For eligible borrowers they can mean buying a home with no down payment and no monthly mortgage insurance.

Talk with Dan about va loans

May be a good fit if…

You are a veteran, active-duty service member, or eligible surviving spouse.
You want to keep more of your savings at closing.
You are buying a primary residence.

What to know about va loans

Often no down payment

Eligible borrowers with full entitlement can often finance the full purchase price, subject to lender guidelines.

No monthly PMI

VA loans do not require private mortgage insurance. Most borrowers pay a one-time VA funding fee; some veterans with service-connected disabilities are exempt.

Certificate of Eligibility

Your Certificate of Eligibility (COE) confirms your VA entitlement and is one of the first documents to request.

Questions worth asking

How much VA entitlement do I have available?
Am I exempt from the VA funding fee?
Can I use my VA benefit again if I have used it before?

Frequently asked questions

Who is eligible for a VA loan?

Eligible veterans, active-duty service members, certain National Guard and Reserve members, and some surviving spouses. Eligibility is confirmed with a Certificate of Eligibility.

Is there a VA loan limit?

Borrowers with full entitlement are not subject to a VA loan limit, though lenders still review income and credit. Remaining entitlement can affect borrowers with an active VA loan.

Can I use a VA loan more than once?

Yes. VA entitlement can be reused, and in some cases restored after a previous VA loan is paid off.

Want to see how this applies to you?

Start a conversation Try the mortgage calculators

Dan The Truong, NMLS ID 2115125. Information is for educational purposes only and is not a commitment to lend or an offer to extend credit. Eligibility, rates, and terms depend on credit, income, property, and underwriting, and may change without notice. Loans are offered only in states where Dan The Truong is licensed — see NMLS Consumer Access.